The 7th of December the ICO of TokenPay started. TokenPay is a blockchain project that aims to disrupt the banking industry with their decentralized and self-verifying payment platform. One of the best features TokenPay aims to implement is the usage of cryptocurrencies with ATM cards. In my opinion the daily use of cryptocurrency is the biggest challenge to overcome and this project could help to improve this.

Privacy with TokenPay?

Privacy is another key feature of TokenPay; they will include stealth addressing, Tor Browser integration, encrypted messaging and a uniquely designed hashing algorithm for fast and secure confirmations. One of the advisors of the project, the lead developer of Privacy coin Verge, is auditing the blockchain to make sure that the privacy aspect is secure and well integrated.

Licensed International Banking Platform

"TokenPay is planning to form a new bank charter, partner or acquire a licensed bank in Vanuatu. One negotiation currenly underway is with a bank that has a great reputation and all the necessary relationships to make international transfers possible."

I think it's great that they'll be licensed as a bank, as for possible future regulation from governments. Other benefits of being licensed is that they'll issue a Debit Card which is widely accepted. Not to forget the capability of wiring money international.

What about integration?

Integration is key if you want your card accepted. For Q2 2018 there should be eCommerce integrations available for WooCommerce, OpenCart, PrestaShop, Magento, OsCommerce and WHMOS. This means it is ready to be used by millions of webshops around the globe. The fee is low as well, the fee is only 0.25%. To make it even more attractive, the TPAY coin is not the only accepted one, their goal is to include a range of other cryptocurrencies.

The Token Sale

Within 1 week after the launch, the target amount is reached with 70%. This is a huge deal because the token sale is taking place till the 17th of January. There is a bonus rate at this moment of 50%, this runs out at the 3rd of January. There is a minimum investment of 0.01 BTC, for that amount you will get 45 TPAY, including bonus of 50%. There is only the possibility to pay with Bitcoins.

If you want to invest in this ICO, you can do so using my affiliate link below or at www.tokenpay.com . If you use the affiliate below, this means I get a referral bonus. This doesn't affect the amount of coins you'll get but it will reward me with some coins. This review isn't influenced in any way by the affiliate program they run, I really like this project and have invested in it myself. I really believe that this project can help getting cryptocurrency integrated in our daily life.

TokenPay sale with BONUS (Affiliate link)

Disclaimer: This article isn't investment advice, it is a review of an ICO that is currently raising money. If you want to invest in this project, be sure to look at their whitepaper for the full summary of this project.